Wallet Pay is a new way to pay for things on Telegram. It's great if you want to shop or if you want to sell things. In 2024, Wallet Pay supports payments in USDT, Toncoin, and Bitcoin. If you don't have cryptocurrency, you can add money to your Wallet with your bank card, by buying from other users, or by getting a transfer or deposit from another wallet. However, it's important to note that due to local regulations, users in some countries might not be able to use Telegram Wallet yet.

To see how it works, check out the @PineAppleDemoWPStoreBot. This bot will help you try a test purchase.

The Wallet Pay Advantage: 5 Reasons to Use it for Telegram Shopping

Telegram Wallet Pay is great for both buyers and sellers. Here's why:

  • Easy to Use: You can pay for things right inside Telegram. You don't need to use different apps or give your payment info to anyone outside of Telegram.
  • Safe: Wallet Pay transactions are encrypted, helping to keep your financial information secure. Learn more about staying safe while shopping on Telegram in our article, Telegram Shopping: Is It Safe to Use Telegram Payments?
  • Fast: Send and receive money quickly, without waiting like you might with a bank. All payments are done through Wallet without leaving Telegram.
  • Cryptocurrencies: You can easily pay using USDT, BTC and Toncoin, for now.
  • Growing: Wallet Pay is still under development, meaning exciting new features and functionality will be likely coming up.

Get Started with Wallet Pay: A Step-by-Step Guide

Ready to shop on Telegram? Or are you a merchant looking to streamline payments? Here's your step-by-step guide:

For Shoppers:

  1. Find the Wallet Bot: Search for and start a chat with the official @wallet bot in Telegram.
  2. Set Up Your Wallet: Follow the bot's instructions to create a new wallet or connect an existing one.
  3. Accessing Wallet Pay: Now, head over to your Telegram settings and you should see a "Wallet" option. Tap it.
  4. Choose Your Currency: Select the currency you want to use, you have a few choices:
    • Dollars/USDT: This is a stablecoin, meaning its value stays the same as the US dollar.
    • Toncoin/TON: This is the native cryptocurrency of The Open Network, which Telegram uses.
    • Bitcoin/BTC: The world's most famous cryptocurrency.
  5. Top Up Your Balance: If you don't have cryptocurrency, you have three options (the availability will depend on your location):
    • Buy with your local card: Use your bank card to purchase cryptocurrency directly.
    • P2P Market: Buy or sell cryptocurrency directly with other users.
    • Receive from another wallet: Transfer cryptocurrency from another wallet using your Bitcoin address.
  6. Making a Payment:
    • Find What You Want: Look through the merchant's items in their Telegram bot or Web App.
    • Choose What to Buy: Pick the item you want to get.
    • Pay with Wallet Pay: Tap the button to pay. It might say "Pay" or something similar.
    • Pick Your Wallet: If you have more than one crypto wallet, choose the one you want to use.
    • Check and Send: Check that the amount and item are correct. Then, tap "Send" or "Confirm" to pay.

Wallet Settings - Extra Tips

Telegram's Wallet has some handy settings to make your experience even better:

  • Security: Set a passcode to protect your wallet. You'll need an email for recovery, so don't forget to add one!
  • Verification: Increase your transaction limit by verifying your identity. You can do this by providing basic info like your name and date of birth, or more detailed information like a national ID or proof of address.
  • Customization: Change the language and the currency you use most often in your wallet to make it just right for you.
  • Need Help? You can contact Wallet Support right from the app, just hit the Support button.

For Merchants:

  1. Log in to Your Merchant Account:
    • Visit https://pay.wallet.tg and click "Login via Telegram."
    • Enter your phone number and authorize the login request in Telegram.
    • We recommend using an account that the person responsible for finances at your business has access to.
  2. Complete the Survey:
    • Answer a questionnaire and complete Know-Your-Business (KYB) or Know-Your-Customer (KYC) checks.
    • Your application will be reviewed, and you'll be notified of the results.
  3. Create Your First Store:
    • Once approved, create your first store on the Wallet Pay platform.
  4. Generate API Key:
    • Generate an API Key for your store. This will be used to integrate Wallet Pay with your bot or Web App.
  5. Integrate Wallet Pay:
    • Follow the instructions provided to integrate Wallet Pay into your Telegram bot or Web App. Telegram offers documentation and code samples to help.
    • If you're building a Web App, use the openTelegramLink(url) function for payment links.
    • If you're using a Telegram bot, use the url field of a regular Inline Button for payment links.
  6. Create and Manage Orders:
    • Use the Wallet Pay API to create orders for your products or services.
    • Share the appropriate payment link (payLink or directPayLink) with your customers.
    • Track order statuses through the API.
  7. Withdraw Funds:
    • After a customer pays, the funds are held for 48 hours before you can withdraw them to your Wallet account.
  8. Refunds (Coming Soon):
    • You'll soon be able to issue refunds directly from your Merchant Account. For now, you can refund from your personal Wallet account.
  9. Signing Out:
    • Click "Sign out" in your Merchant Account.
    • To log in under another Telegram account, go to your Telegram app, open the "Telegram (Service notification)" dialog, and select "Terminate session."

Troubleshooting Wallet Pay: Common Issues & Solutions

Even with an exciting feature like Wallet Pay, sometimes things don't go as planned. If you're having trouble using Wallet Pay, check out these common issues and their solutions:

For Shoppers:

  • Make sure you have the latest version of the Telegram app installed.
  • Make sure you have a stable internet connection.
  • Double-check if you entered your wallet address correctly.

For Merchants:

  • Recurring Payments: While Wallet Pay is ideal for one-time payments, if you offer subscriptions or recurring billing, platforms like InviteMember can help you seamlessly integrate with Telegram and manage your members.
  • Common Error: "Something Went Wrong.” If you see this error, make sure you're opening the payment link in the right place (Telegram app or Web App, not a gaming platform), double-check the customer's information, and verify that they haven't been banned. For unexpected issues, contact Wallet Pay Business Support.
  • Application Issues: If your application isn't approved, you may need to provide additional documentation or contact Wallet Pay Business Support for assistance.
  • Technical Questions: Refer to the Wallet Pay documentation for detailed instructions and troubleshooting tips.
  • Need More Help? Don't hesitate to reach out to Wallet Pay Business Support if you have any questions.

The Future of Telegram Shopping

Wallet Pay is a convenient and secure way to pay for goods and services in Telegram, especially if you prefer using cryptocurrency. Remember, it’s still in the beta phase, but new features are constantly being added. Soon, you'll even be able to pay on websites directly from your Telegram Wallet!